INDwallet is a 4-Wallet financial intelligence system. It organises your money into four interconnected wallets — Income, Expenses, Investment and Wealth — evaluates your liquidity and financial protection, and turns that picture into a Wallet Score, personalised insights and concrete next steps.

How is the Wallet Score calculated?

The Wallet Score is marked out of 100 across six weighted components: Income 15%, Expenses 18%, Liquidity 18%, Investment 18%, Wealth 16% and Protection 15%. You enter details such as age, employment type, monthly income and expenses, emergency fund, investments, assets, liabilities, insurance cover and dependents, and the engine returns an overall score plus each component score.

How does investor-style matching work?

INDwallet compares your four-wallet allocation with predefined investor styles and identifies the closest match. It explains how closely your structure matches, where your allocation differs from the reference targets, and which financial education is relevant. Matching is based on wallet allocation, not on investment returns or portfolio performance.

What does the Wallet Intelligence Report include?

The downloadable five-page report covers your financial profile and Wallet Score, a financial data snapshot, the six-component score breakdown, actionable insights and priority life events, your investor-style match, current and upcoming life-stage guidance, recommended tools and simulators, and a 30-day action plan with financial and investment disclaimers.

Does INDwallet give investment advice?

No. INDwallet is a financial decision-support and education tool, not a bank or a registered investment adviser. It helps you understand where you stand, identify gaps and decide what to do next; it does not manage money or sell financial products.

Persona | INDwallet – 4-Wallet Financial Intelligence System

Persona on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.

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Analysis — Analysis on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Budget Master — Game Budget Master on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Education Fund Master — Game Education Fund Master on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income.
Game Family Builder — Game Family Builder on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Family Life Manager — Game Family Life Manager on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Financial Planning Beginners — Game Financial Planning Beginners on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income.
Game Insurance Pro — Game Insurance Pro on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Investment Quest — Game Investment Quest on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Legacy Builder — Game Legacy Builder on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Pension Optimizer — Game Pension Optimizer on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Pre Retirement Planner — Game Pre Retirement Planner on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income.
Game Professional Life — Game Professional Life on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Retirement Life — Game Retirement Life on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Savings Sprint — Game Savings Sprint on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Student Life Challenge — Game Student Life Challenge on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income.
Game Tax Optimizer — Game Tax Optimizer on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Games — Games on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Goals — Goals on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Home — India's AI-Powered Financial Tracking & Growth Wallet 🇮🇳 Your financial wellbeing, reimagined with clarity and compassion. Manage, Invest, & Grow.
Life Stages — Life Stages on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Simulator — Simulator on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Tracker — Tracker on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
About — About on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Contact — Contact on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Budget Master — Game Budget Master on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Education Fund Master — Game Education Fund Master on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income.
Game Family Builder — Game Family Builder on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Family Life Manager — Game Family Life Manager on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Investment Quest — Game Investment Quest on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Legacy Builder — Game Legacy Builder on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Pension Optimizer — Game Pension Optimizer on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Professional Life — Game Professional Life on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Retirement Life — Game Retirement Life on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Savings Sprint — Game Savings Sprint on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income, Expenses.
Game Student Life Challenge — Game Student Life Challenge on INDwallet – 4-Wallet Financial Intelligence System. INDwallet - A modern 4-Wallet Intelligence system that unifies Income.